Get rewarded the moment you join Construx!
How Does It Work?
- Complete your onboarding
- Sign up and agree to join rewards programme
- Instant reward upon approval
- Receive 1,000 Construx Points (RM0.50) credited into your rewards wallet.
- Redeem/ Claim your rewards
- Claim your reward from your rewards wallet.
Stay Notified
- All updates and rewards will be communicated via push notifications.
- Onboard, transact, and stand a chance to win more— Welcome Aboard!
Frequently Asked Questions
1. Who can participate in the Welcome & Win! campaign?
- This campaign is open to new users who successfully sign up, agree to join the rewards programme during the campaign period.
2. What do I need to do to qualify for the reward?
- Simply complete your onboarding by signing up, agreeing to the rewards programme.
3. When will I receive the 1,000 Construx Points?
- The 1,000 Construx Points will be credited instantly into your rewards wallet once you sign up to the reward program.
4. Where can I view my rewards?
- You can view your Construx Points in the rewards wallet within the app on the campaign tab.
5. How do I claim or redeem my rewards?
- Rewards can be claimed or redeemed directly from your rewards wallet, subject to the applicable redemption rules and availability.
6. Will I be notified about my rewards?
- Yes. All reward confirmations and campaign updates will be communicated via push notifications.
7. Can I join the campaign more than once?
- No. Each user is only eligible once and limited to one reward per account.
8. Can Construx Points be exchanged for cash?
- Yes. Construx Points can be exchanged for cash into Construx Wallet, subject to the applicable redemption terms, conditions, and limits set under the rewards programme.
9. What happens if I do not agree to join the rewards programme?
- You will not be eligible to receive the campaign reward.
10. Can Bayo Pay change the campaign terms?
- Yes. Bayo reserves the right to amend, suspend, or terminate the campaign and its rewards at any time without prior notice.
For full details, please refer to the campaign Terms & Conditions.
Because birthdays should be celebrated!
How Does It Work?
- It’s your birthday
When your registered birthdate matches the current date, you will automatically qualify for the birthday reward - Instant birthday reward
Receive 1,000 Construx Points credited instantly to your rewards wallet. - Claim it within 30 days
Your birthday reward is valid for 30 days from your birthday, so be sure to redeem it before it expires. - Spend in-app and enjoy
Use your Construx Points for eligible in-app transactions and rewards.
Stay notified
- You will receive a push notification and see an in-app banner to remind you about your birthday reward.
A small gift from us to celebrate your special day.
Frequently Asked Questions (FAQ)
Who is eligible for the Birthday Campaign?
- All eligible users with a registered birthdate in the app & Has join the rewards program are entitled to the birthday reward when their birthday falls during an active account period.
How do I qualify for the birthday reward?
- You qualify automatically when the birthdate registered in your profile matches the current date.
What reward will I receive?
- You will receive 1,000 Construx Points issued to your rewards wallet.
When will the birthday reward be credited?
- The reward will be issued instantly on your birthday.
How long is the birthday reward valid?
- The reward is valid for 30 days from your birthday. Any unused points may expire after this period.
Where can I see my birthday reward?
- You can view your Construx Points in the rewards wallet within the app.
How will I be notified about my birthday reward?
- You will receive a push notification on your birthday.
Can Construx Points be exchanged for cash?
- Yes. Construx Points can be exchanged for cashback into your construx, subject to the rewards programme terms and applicable limits.
Can I receive the birthday reward more than once in a year?
-
No. Each user is entitled to one (1) birthday reward per calendar year.
What if my birthdate is incorrect or missing?
- You must ensure your birthdate is correctly registered in your profile before your birthday. Changes made after your birthday may not be eligible for the reward.
Please refer to the campaign Terms & Conditions for full details.
Send With Love 🌍
How Does It Work?
- Make your first remittance
- Use the remittance feature in the app for the first time and send RM200 or more in a single transaction.
- Complete a successful transfer
- Once the remittance is successfully processed, you will qualify for the campaign reward.
- Receive your reward
After the transaction, you will receive 1,000 Construx Points into your campaign reward wallet. - Redeem within 30 days
The reward is valid for 30 days from the date of your first successful remittance.
Stay Notified
- You will be informed via push notification once your reward is issued.
Send money home for the first time and enjoy a little extra when you do.
Frequently Asked Questions (FAQ)
Who is eligible for the First Time Remittance Campaign?
- All users making their first-ever remittance through the app, with a transaction amount of RM200 or more, are eligible.
How do I qualify for the reward?
- You qualify automatically after completing your first successful remittance of RM200 or more.
What reward will I receive?
- Eligible users will receive either 1,000 Construx Point upon successful transfer.
When will the reward be issued?
- Rewards are delivered after your first successful remittance is processed.
How long do I have to redeem the reward?
- Rewards are valid for 30 days from the date of your first remittance.
Where can I view or redeem my reward?
- Rewards can be viewed and redeemed from your rewards wallet in the app.
How will I be notified about my reward?
- You will receive a push notification and see an in-app banner confirming your reward.
Can Construx Points be exchanged for cash?
- Yes. Construx Points can be exchanged for cashback into your construx eWallet, subject to the rewards programme terms and applicable limits.
Can I participate more than once?
- No. The campaign is limited to one first-time remittance reward per user.
What happens if my transaction is less than RM200?
- Transactions below RM200 are not eligible for the reward.
For full campaign terms and conditions, please refer to the in-app T&Cs.
Pay Your Bills & Earn Rewards Effortlessly
How Does It Work?
- Make your first bill payment
Use the app to pay any utility, telco, or internet bill for the first time. The transaction must be above RM20. - Complete a successful payment
Ensure the payment is processed successfully to qualify for the reward. - Receive your reward
After your first successful bill payment, you will receive 1,000 Construx Points issued to your rewards wallet. - Redeem within 30 days
The reward is valid for 30 days from the date of your first bill payment, so use it before it expires.
Stay Notified
- You will receive a push notification and see an in-app banner confirming your reward.
Pay your first bill and enjoy a little extra from Bayo!
Frequently Asked Questions (FAQ)
Who is eligible for the First Time Bill Payment Campaign?
All users making their first-ever bill payment through the app (utility, telco, or internet) with a transaction above RM20 are eligible.
How do I qualify for the reward?
You qualify automatically after completing your first successful bill payment that meets the minimum amount requirement.
What reward will I receive?
- Eligible users will receive 1,000 Construx Points issued to their rewards wallet.
When will the reward be credited?
- Rewards are delivered after your first successful bill payment is processed.
How long do I have to redeem the reward?
- Rewards are valid for 30 days from the date of your first bill payment.
Where can I view or redeem my reward?
- Rewards can be viewed and redeemed from your rewards wallet in the app.
How will I be notified about my reward?
- You will receive a push notification confirming your reward.
Can Construx Points be exchanged for cash?
- Yes. Construx Points can be exchanged for cashback into your Construx eWallet, subject to the rewards programme terms and applicable limits.
Can I participate more than once?
- No. The campaign is limited to one first-time bill payment reward per user.
What happens if my payment is below RM20?
- Payments below the minimum amount are not eligible for the reward.
For full campaign terms and conditions, please refer to the in-app T&Cs.
Refer a Friend & Get Rewarded
Bayo Referral Program – How It Works
- Invite your friends
Share your unique code with friends, family, or colleagues who have not activate their Construx account yet. - Friend signs up
Your friend must activate their new Construx account using your code. - Earn rewards
Once your friend completes the qualifying action, you will receive Construx Points or other rewards as defined by the program.- Rewards are credited to your rewards wallet.
- Points can be redeemed according to the rewards programme terms (e.g., cashback within the same month).
- Limitations
- Only new users are eligible to be referred.
- Abuse, duplicate accounts, or fraudulent activity may result in disqualification of both parties.
Bayo Referral Program – Frequently Asked Questions (FAQ)
Who can participate in the referral program?
- Any existing CONSTRUX user with a verified account can participate by inviting friends who have not yet activated their Construx account.
How do I refer a friend?
- Share your unique referral code with friends, family, or colleagues. Your friend must use it when signing up.
What does my friend need to do?
Your friend must:
- Activate Construx & Join Rewards Program using your referral code.
What rewards will I get?
- Once your friend completes the qualifying action, you will receive Construx Points or other rewards defined in the program.
When will I receive my referral reward?
- Rewards will be credited to your rewards wallet after your friend successfully completes the qualifying action.
Can I redeem the points for cash?
- Yes. Construx Points can be exchanged for cashback or other eligible transactions, subject to program rules. Campaign points must be redeemed within the same month they are issued if using cashback.
Can I refer the same person more than once?
- No. Each referral is valid once per referred user.
Are there any restrictions?
- Only new users who have never activate with Construx are eligible to be referred.
Any fraudulent activity, duplicate accounts, or abuse of the program may result in disqualification of both the referrer and referred user.
Can Bayo Pay change the referral program rules?
- Yes. Bayo Pay reserves the right to amend, suspend, or terminate the referral program at any time without prior notice.
